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We've Got The Rates You've Been Looking For

Secure the lowest mortgage rates with flexible terms. From first-time buyers to refinancing, HomePath makes homeownership simple, fast, and affordable.

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Family with Home
Starting From
5.99%
APR Fixed
0
Homes Transformed+
0
Client Satisfaction %
0
Expert Professionals+
0
Happy Homeowners+

Our Services

Comprehensive home services — from renovation and décor to security and energy solutions — all under one roof.

Full Home Renovation
Home Interior
Home Exterior
Home Décor
Bathroom Remodelling
Kitchen Renovation
Home Security
Fire Safety
Roofing
Flooring
Door Installing
Smart Lock & Doorbell
Security Installation
Fire Safety Installation
Lawn Installation
Solar Panel Installation
Gutter Installation
Home Warranty

Mortgage Solutions

Tailored mortgage plans designed to fit your financial goals and lifestyle needs.

Mortgage Plans

Flexible Mortgage Plans

Choose from a variety of mortgage structures that adapt to your income, timeline, and long-term financial strategy. We work with you to find the perfect fit.

  • Fixed & adjustable rate options
  • 15, 20, and 30-year terms
  • Low down payment programs
  • No hidden fees or penalties
  • Fast pre-approval in 24 hours
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Low Rate Service

Low Rate Guarantee

Our dedicated rate specialists monitor the market daily to secure the most competitive rates available. If you find a lower rate, we'll match it or beat it.

  • Rate match guarantee
  • Daily market monitoring
  • No origination fee options
  • Free rate lock for 60 days
  • Transparent cost breakdown
Check Rates

Loan Types

Explore our full range of loan products designed for every stage of homeownership.

Conventional

Traditional loans with competitive rates for well-qualified buyers.

5.99%
Starting APR
FHA Loans

Government-backed loans with lower down payment requirements.

5.49%
Starting APR
VA Loans

Exclusive benefits for veterans, active duty, and military families.

5.25%
Starting APR
Refinance

Lower your rate or tap into equity with streamlined refinancing.

5.75%
Starting APR

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How It Works

A simple, transparent process from application to closing.

1
Apply Online

Fill out our quick application in under 5 minutes.

2
Get Pre-Approved

Receive your pre-approval letter within 24 hours.

3
Lock Your Rate

Secure your rate for up to 60 days with no cost.

4
Close & Move In

Closing in as few as 21 days. Welcome home.

What Our Clients Say

Real stories from homeowners who trusted HomePath with their biggest investment.

"HomePath made the entire mortgage process seamless. From application to closing, everything was handled professionally. I couldn't believe how fast we got approved!"

Sarah Mitchell
First-Time Homebuyer

"We refinanced through HomePath and saved over $400/month. Their rate match guarantee is real — they beat the competitor's rate I found online. Highly recommend!"

James Rodriguez
Refinance Client

"As a veteran, I was looking for someone who understood VA loans. The HomePath team was incredibly knowledgeable and patient. They truly care about their clients."

Linda Kim
VA Loan Recipient

Frequently Asked Questions

Find answers to the most common questions about our mortgage services.

We work with a wide range of credit profiles. For conventional loans, a score of 620+ is typical, but FHA loans may be available with scores as low as 580. Contact us for a personalized assessment — we have options for most situations.
Pre-approval can be completed within 24 hours of submitting your application. Full approval and closing typically takes 21 to 30 days, depending on the loan type and documentation completeness.
Down payment requirements vary by loan type. Conventional loans can be as low as 3%, FHA loans require 3.5%, and VA loans offer zero down payment for eligible borrowers. We'll help you find the best option for your budget.
Absolutely. We offer rate-and-term refinancing to lower your monthly payment, as well as cash-out refinancing to access your home's equity. Our specialists will evaluate your current loan and find the best refinancing solution for you.
No. HomePath is committed to complete transparency. We provide a detailed Loan Estimate within 3 business days of your application, outlining all costs upfront. There are no surprise fees at closing — ever.

Apply Now

Take the first step toward your dream home. Fill out the form and we'll get back to you within 24 hours.

1-828-210-2184
Email Us

info@myhomecomfort.info

Visit Us

23 Nantucket Dr, Medford, NY 11763, USA

Business Hours

Mon – Fri: 8 AM – 8 PM
Sat: 9 AM – 5 PM

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